Diamond engagement ring advice needed?

I went to about 5 different places looking at engagement rings and want to make sure that I'm getting a good deal. The best one I found was a 0.72 ct princess cut solitaire engagement ring from Wedding Day Jewelers. The diamond specs are: K color, SI1 clarity, 0.72 ct, and 14k gold band. It has a no-nonsense lifetime warranty for free, etc. After band, mounting, tax, etc, the total came to just under $2000. Is this a pretty good deal?Diamond engagement ring advice needed?
Do you like the diamond? If you do then buy it. (someone else gave the advice to buy online, but don't. You need to see how the light reflects off the diamond.) But if you're still not sure, then just check the prices online. The amount of gold in the ring is also going to determine the price. Gold was very high a few months ago and probably still is now, so I think this is a fair deal.Diamond engagement ring advice needed?
It's not a good deal. You can definitely find a better quality ring somewhere else. Basically the color and clarity are not the greatest, which makes it a cheaper diamond. Most jewelry stores won't even sell as low as a K in color, for example. Some girls would rather have a larger stone than good clarity and color, others prefer a smaller, but higher quality diamond. You need to figure out what kind of girl your beloved is.





My engagement ring is a .75 carat F color, VS1 clarity, heart-shaped solitaire set in 14 karat yellow gold. According to the GIA certification paperwork, the diamond alone is worth about $4800. I am not sure what my fiance paid for the ring. I was expecting a smaller stone because I wanted to make sure it was good quality, but my fiance surprised me with my wonderful ring! I love my ring and wouldn't trade it for the world!
You might want to keep looking. The stone of a solitaire engagement ring should ideally have better color than the stone you have found. For reference take a peek at this Costco ring:


http://www.costco.com/Browse/Product.asp鈥?/a>


Costco has a wonderful return policy and really stands behind their merchandise. You might take a look at their web site and their in-store selection. This example is an ';E'; color and close in size.





Congratulations on your upcoming engagement!
SI-1 is okay as long as it is eye-clean. That is, you should not be able to see the inclusions with the naked eye. If you can, don't get that diamond.





The K color is a bit on the warm side. It will appear more yellow.





Since you're using a 14K gold band, it makes the diamond look even more on the yellowish side.





Is that what you want?





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have you looked online, there are some very good places, Blue nile,aziaza..I buy from them alot... My wedding ring, is three Ct..the center is1.78 G sI1, nd the rest are g/vsi..all for $9000. I got that at Abiaza(sp)...they have tons to look at. In store jewelers charge alot, try to look online first.
Try looking on www.bluenile.com. They have pretty good prices.
You are not getting a good deal!





Questions: What is the cut of the diamond? They are graded, if you don't know it, guaranteed its not ideal, excellent or even v. good.





Does it have fluorescence? Generally this is something to stay away from but with a stone with such low color it can enhance the value of the diamond.





What is the girdle? This is graded from extremely thin to extremely thick with optimal girdle size thin to thick though you don't want thin in a square stone because it will chip. Also you don't want the same stone to go from thin to thick. medium, sl. thick is what you want, even thick is good.





What are the table and depth measurements? This really depends on how large the diamond is, and if you don't know it again its out of range.





Is it certified? Probably not, because that would be a selling point.





What is the length to width ratio? On a princess diamond it should be 1:1-1.05:1 no greater.





What are the polish and symmetry gradings?





For comparison:


all these diamonds are premium to very good cut, no culet, no fluorescence, table and depth within range, l/w ratio within range, polish and symmetry very good or better, girdle within preferred ranges, all are GIA certified, all have better color, most are larger and are less money. A standard setting will cost an additional 250 and they will set it.


http://www.adiamor.com





The largest stone I found .81ct J/VS2 D-8518622 for 1723


5.21x5.20x3.67





another J stone J/VVS1 D-8431564 for 1537


4.99x4.95x3.47





Here are some I's


.77ct I/VVS2 D-8490841 for 1716


4.91x4.88x3.52





.77ct I/VS1 D-8514307 for 1718


4.95x4.91x3.66





.76ct I/VVS1 D-8350390 for 1748


4.99x4.98x3.66





.72ct I/VVS2 D-8238935 for 1537


4.92x4.79x3.70





H's


.77ct H/SI1 D-8490820 for 1714


4.92x4.86x3.61





.72 H/VS2 D-8457584 for 1689 + 250=total 1939


5.04x5.01x3.52


(this one is the best value. Its got the 2nd shallowest depth, largest length/width measurements aside from the .81, and is the third lowest price, and has the second highest color. The clarity is good.)





.72 G/VS2 D-8208524 for 1700


4.83x4.76x3.62





Obviously you are shooting for measurements that are 5mmx5mm. Notice that the size doesn't necessarily mean the measurement is larger.





Problems with JS's costco stone: its IGI, and that isn't reputable stick with GIA. Actually this stone is GIA certified too. The girdle, its thin to thick, you don't want that. The measurements 5.08x4.83x3.46 the length width are too far apart those numbers should be alot closer together. Good points, polish and symmetry, no fluorescence, table depth are ok. This info is on the IGI certificate that you can click onto. GIA cert is available online to view also
I agree with the people who were concerned about the clarity information and the people who pointed you toward lower-priced options.





I put the information you provided (.72-carat, princess cut, K color, SI1 clarity) into a diamond search engine (Diamond Price Guru--but there are others online, too) and it found 7 exact matches, all GIA certfied.





The ones with ideal cut were about $1,226.


The ones with very good cut were $1166 to $1267.


The ones with good cut were $1228 to $1407.





Those prices were just the loose diamond. Yes, the band, a mounting fee, taxes, and the guarantee are worth something too. But I leave evaluating those up to you.





I hope this helps.